$0 Down Chapter 7

Richmond $0 Down Chapter 7 Bankruptcy

Providing Virginians With Affordable Options for Debt Relief

If you’re struggling to figure out how you can afford to file for bankruptcy, we can help. Flores Law offers $0 down* chapter 7 bankruptcy for clients in Richmond and surrounding communities. We help clients create a payment structure they can afford. All of our plans are tailored to fit our clients’ budgets and earning schedules. So, whether it’s a weekly, bi-weekly, or monthly payment plans, we can help our clients work on an agreement that meets their needs.

At Flores Law, filing a $0 down Chapter 7 bankruptcy is as easy as:

  • Paying $375 up front costs for filing fees and related pre-filing costs
  • Creating a manageable payment plan to pay your attorney fee after filing your case, for as little as $30 per week
  • Filing your case immediately to stop garnishments, judgments, and creditor harassment without having to pay attorney fees up front

We understand that finding thousands of dollars to pay an attorney to start the bankruptcy process can be challenging, if not impossible, when you’re drowning in debt payments. When filing a $0 down chapter 7 bankruptcy with the legal team at Flores Law, you can stop collection calls and wage garnishments right away and begin rehabilitating your financial health.

Call (804) 315-0810 to schedule a consultation for your Richmond $0 down Chapter 7 bankruptcy.

How Does $0 Down Chapter 7 Bankruptcy Work?

One of the biggest obstacles to filing bankruptcy for many people can be the initial attorney fee. By choosing a $0 down chapter 7 bankruptcy, clients can move forward with the bankruptcy process while paying fees using an affordable payment structure.

Once your paperwork is filed, you gain bankruptcy protections to prevent:

  • Creditor Collection Calls
  • Judgments
  • Wage & Bank Garnishments

By halting asset reduction, you get the time needed to create a budget and start rebuilding your credit and financial health. Flores Law, PLLC can start you on your way to financial freedom when we file your Richmond $0 down chapter 7 bankruptcy.

You can expect relief from:

  • Medical Collections
  • Credit Card Balances
  • Utility Bills
  • Individual Loans

You can qualify for our program if you can afford $0 down attorney fee and $375 up front in bankruptcy costs. They attorney fee is paid in low weekly or monthly payments after you file your case. 

Call today at (804) 315-0810 to schedule a consultation and regain control of your financial future.

*The $0 down payment program does not include up front costs of $375 for court filing fees and related pre-filing costs.

Real People. Real Reviews. Opinions That Matter

"He's the best professional I've seen, everything went perfect in our process thanks to Flores team. I'm definitely asking them for help if any legal representation is needed in the future."

- Jerry R.

Contact Flores Law PLLC Today!

We’re Ready to Help
  • Please enter your first name.
  • Please enter your last name.
  • Please enter your phone number.
    This isn't a valid phone number.
  • Please enter your email address.
    This isn't a valid email address.
  • Please make a selection.
  • Please enter a message.
  • By submitting, you agree to be contacted about your request & other information using automated technology. Message frequency varies. Msg & data rates may apply. Text STOP to cancel. Acceptable Use Policy
  • We are with you throughout the process
  • We take a personal approach to every case
  • We offer legal service in English or Spanish
  • We offer free initial phone consultations